CPT 97162 Physical Therapy/Rehab

How Much Does Physical Therapy Evaluation - Moderate Complexity Cost?

Also known as: Pt eval mod complex 30 min (CPT 97162)

A thorough initial assessment by a physical therapist for a moderately complex condition.

Physical Therapy Evaluation - Moderate Complexity (CPT 97162) costs $98 at Medicare rates.

Medicare (Facility)
$98
CMS PFS 2026 national rate

Patient Guide: Physical Therapy Evaluation - Moderate Complexity

What you need to know before your appointment

What to Expect

The therapist will perform detailed testing of your movement, strength, flexibility, and function, then develop a comprehensive treatment plan.

How Long Does It Take?

45-60 minutes

Common Reasons Doctors Order This

Post-surgical rehabilitation, chronic pain, moderate injury, multiple affected body areas

How to Prepare

Bring referral, imaging results, and surgical notes if applicable. Wear comfortable, loose clothing.

Procedures Commonly Done Together

These procedures are frequently performed alongside Pt eval mod complex 30 min

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Pt eval mod complex 30 min Cost by Location

Medicare-adjusted rates across CMS localities

Location Medicare Rate Est. Commercial
AK — ALASKA $127 $165 — $254
AL — ALABAMA $92 $120 — $185
AR — ARKANSAS $92 $119 — $183
AZ — ARIZONA $97 $126 — $194
CA — BAKERSFIELD $104 $135 — $207
CA — CHICO $104 $135 — $207
CA — EL CENTRO $104 $135 — $207
CA — FRESNO $104 $135 — $207
CA — HANFORD-CORCORAN $104 $135 — $207
CA — LOS ANGELES-LONG BEACH-ANAHEIM (LOS ANGELES/ORANGE CNTY) $109 $141 — $218
CA — MADERA $104 $135 — $207
CA — MERCED $104 $135 — $207
CA — MODESTO $104 $135 — $207
CA — NAPA $116 $151 — $232
CA — OXNARD-THOUSAND OAKS-VENTURA $108 $141 — $216
CA — REDDING $104 $135 — $207
CA — REST OF CALIFORNIA $104 $135 — $207
CA — RIVERSIDE-SAN BERNARDINO-ONTARIO $104 $135 — $207
CA — SACRAMENTO-ROSEVILLE-FOLSOM $108 $140 — $215
CA — SALINAS $107 $139 — $214
CA — SAN DIEGO-CHULA VISTA-CARLSBAD $109 $141 — $218
CA — SAN FRANCISCO-OAKLAND-BERKELEY (MARIN CNTY) $122 $159 — $244
CA — SAN FRANCISCO-OAKLAND-BERKELEY (SAN FRANCISCO/SAN MATEO/ALAMEDA/CONTRA COSTA CNTY) $122 $159 — $244
CA — SAN JOSE-SUNNYVALE-SANTA CLARA (SAN BENITO CNTY) $124 $162 — $249
CA — SAN JOSE-SUNNYVALE-SANTA CLARA (SANTA CLARA CNTY) $124 $162 — $249

How to Reduce Your Cost for Pt eval mod complex 30 min

Practical tips that can save you hundreds or thousands of dollars

  • 1
    Ask about cash-pay discounts

    Many hospitals and clinics offer 20-40% discounts for self-pay patients. Always ask before scheduling.

  • 2
    Compare facility vs. office setting costs

    Some procedures cost significantly less in an office setting than a hospital. Ask your provider about options.

  • 3
    Shop around — costs vary significantly

    Medicare rates for this procedure range from $92 to $127 depending on location. Commercial rates vary even more.

How is the Price Calculated?

Medicare calculates procedure payments using Relative Value Units (RVUs). Each procedure has three components multiplied by a conversion factor ($33.40 in 2026) and adjusted by geographic cost indices.

1.54
Work RVU
1.38
Practice Expense RVU
0.01
Malpractice RVU
2.93
Total RVU

Payment = Total RVU (2.93) x CF ($33.40) = $98

Frequently Asked Questions

How much does Pt eval mod complex 30 min cost?

The Medicare facility rate for Pt eval mod complex 30 min is $98. Commercial insurance rates typically range from 150% to 250% of Medicare (varies by plan).

How much does Pt eval mod complex 30 min cost without insurance?

Without insurance, the cost of Pt eval mod complex 30 min can range from 150% of Medicare to 500% of Medicare depending on the facility. Many hospitals and clinics offer self-pay discounts of 20-40% off their chargemaster price. Always ask about cash pricing before your visit.

Does insurance cover Pt eval mod complex 30 min?

Most commercial health insurance plans and Medicare cover Pt eval mod complex 30 min when ordered by a physician for a medically necessary reason. Your out-of-pocket cost depends on your plan's deductible, copay/coinsurance structure, and whether you use an in-network provider. Check with your insurance company before scheduling to confirm coverage and get a cost estimate.

Why does the cost vary so much by location?

Medicare adjusts payments using Geographic Practice Cost Indices (GPCIs) that reflect local differences in physician work costs, practice expenses, and malpractice insurance. Manhattan, San Francisco, and other high-cost areas pay significantly more than rural regions. Commercial insurers follow similar geographic patterns.

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