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How Much Does Bicycle Crash Injuries Cost to Treat? What's Your Case Worth?
Injuries to cyclists struck by motor vehicles or in bicycle crashes. Road rash, fractures, and head injuries are common.
Mild
$3.0K — $10K
treatment cost
Moderate
$10K — $50K
treatment cost
Severe
$50K — $300K
treatment cost
Settlement Multipliers for Bicycle Crash Injuries
Insurance adjusters use the multiplier method to calculate settlements. Your medical bills and lost wages are multiplied by a severity factor:
| Severity | Multiplier | Medical Costs | Settlement Range |
|---|---|---|---|
| Mild | 2x - 3x | $3,000 - $10,000 | $14,640 - $48,360 |
| Moderate | 3x - 4x | $10,000 - $50,000 | $73,200 - $281,600 |
| Severe | 4x - 6x | $50,000 - $300,000 | $349,760 - $2,118,240 |
Formula: Total Settlement = (Medical Bills + Lost Wages) x Severity Multiplier. Use our calculator for a personalized estimate.
Treatment Breakdown by Phase
Emergency Care
$448 — $747| Procedure | Code | Medicare Rate | Est. Commercial |
|---|---|---|---|
| Simple wound repair, up to 2.5 cm | 12001 | $76 | $115 - $191 |
| CT head/brain without contrast | 70450 | $65 | $98 - $163 |
| X-ray exam of shoulder | 73030 | $16 | $24 - $40 |
| Emergency department visit - moderate-high complexity | 99284 | $141 | $212 - $353 |
Rehabilitation
$559 — $932| Procedure | Code | Medicare Rate | Est. Commercial |
|---|---|---|---|
| Therapeutic exercises, each 15 minutes | 97110 | $21 | $559 - $932 |
Recovery Timeline
Mild 6 weeks
Moderate 20 weeks
Severe 52 weeks
Recovery timelines are estimates and vary by individual circumstances.