Upper / Lower Extremity
How Much Does Extremity Fractures Cost to Treat? What's Your Case Worth?
Broken bones in the arms, legs, hands, or feet. Among the most common injuries in motor vehicle crashes, ranging from simple fractures requiring casting to complex fractures needing surgical fixation.
Mild
$3.0K — $8.0K
treatment cost
Moderate
$8.0K — $35K
treatment cost
Severe
$35K — $100K
treatment cost
Settlement Multipliers for Extremity Fractures
Insurance adjusters use the multiplier method to calculate settlements. Your medical bills and lost wages are multiplied by a severity factor:
| Severity | Multiplier | Medical Costs | Settlement Range |
|---|---|---|---|
| Mild | 1.5x - 2.5x | $3,000 - $8,000 | $13,140 - $40,400 |
| Moderate | 2.5x - 3.5x | $8,000 - $35,000 | $48,800 - $179,620 |
| Severe | 3.5x - 5x | $35,000 - $100,000 | $223,300 - $704,000 |
Formula: Total Settlement = (Medical Bills + Lost Wages) x Severity Multiplier. Use our calculator for a personalized estimate.
Treatment Breakdown by Phase
Diagnosis & Acute Treatment
$364 — $607| Procedure | Code | Medicare Rate | Est. Commercial |
|---|---|---|---|
| Closed treatment of distal radial fracture | 25605 | $243 | $364 - $607 |
| Appl cst elbw fngr short arm | 29075 | N/A | $0 - $0 |
Emergency Care
$193 — $322| Procedure | Code | Medicare Rate | Est. Commercial |
|---|---|---|---|
| X-ray exam of shoulder | 73030 | $16 | $24 - $40 |
| X-ray exam of knee 1 or 2 | 73560 | $13 | $20 - $33 |
| X-ray exam of lower leg | 73590 | $13 | $20 - $33 |
| Emergency department visit - moderate complexity | 99283 | $86 | $130 - $216 |
Rehabilitation
$920 — $1,533| Procedure | Code | Medicare Rate | Est. Commercial |
|---|---|---|---|
| Therapeutic exercises, each 15 minutes | 97110 | $21 | $559 - $932 |
| Therapeutic activities, each 15 minutes | 97530 | $20 | $361 - $602 |
Surgery
$2,562 — $4,269| Procedure | Code | Medicare Rate | Est. Commercial |
|---|---|---|---|
| Open treatment of femoral fracture | 27236 | $1,025 | $1,537 - $2,561 |
| Open treatment of bimalleolar ankle fracture | 27814 | $683 | $1,025 - $1,708 |
Recovery Timeline
Mild 8 weeks
Moderate 16 weeks
Severe 40 weeks
Recovery timelines are estimates and vary by individual circumstances.