United

What does United actually pay hospitals? We analyzed 1,000 negotiated rates from 10 hospitals across 5 states.

$147
Avg Negotiated Rate
1,000
Total Rates
70
Procedures Covered
10
Hospitals in Network
5
States

Is United Expensive or Cheap?

Avg Rate
$147
Range: $2 - $324
vs All Payers Average
-99%
All-payer avg: $10,146
vs Medicare
0x Medicare
Medicare avg: $15,331

Based on our analysis of 1,000 negotiated rates, United is significantly cheaper than average compared to other insurance companies in our database. They pay roughly the same or less than Medicare for equivalent services.

Top Procedures with Negotiated Rates

Procedures where United has the most rate data

Code Description Rates Avg Rate Min Max
85025 CBC W/DIFFERENTIAL 43 $12 $7 $126
80053 COMPREHENSIVE METABOLIC PROFIL 40 $13 $9 $38
71045 CHEST XRAY 1 VIEW 38 $145 $26 $306
36415 VENIPUNCTURE 37 $8 $2 $57
73590 TIBIA/FIBULA 37 $141 $32 $306
73060 HUMERUS X-RAY 37 $143 $32 $306
71046 CHEST X-RAY 2 VIEWS 37 $149 $34 $306
73562 KNEE W/PATELLA 37 $150 $41 $306
72100 SPINE X-RAY LUMBAR 3 VIEWS 35 $173 $40 $306
72110 SPINE LUMBAR W/OBLIQUES 35 $180 $51 $306
73030 SHOULDER RIGHT 2 VIEW 31 $139 $35 $306
70450 HC CT BRAIN 26 $182 $78 $252
71250 HC CT CHEST WO CONTRAST 26 $182 $78 $252
72131 HC CT SPINE LUMBAR WO CONTR 23 $176 $78 $252
72125 HC CT SPINE CERVICAL WO CONTR 20 $167 $78 $252
97110 Therapeutic procedure, 1 or more areas, each 15 minutes; therapeutic exercises to develop strength and endurance, range of motion and flexibility 17 $111 $26 $293
97530 Therapeutic activities, direct (one-on-one) patient contact (use of dynamic activities to improve functional performance), each 15 minutes 16 $102 $32 $293
97140 Manual therapy techniques (eg, mobilization/ manipulation, manual lymphatic drainage, manual traction), 1 or more regions, each 15 minutes 15 $107 $25 $293
97112 Therapeutic procedure, 1 or more areas, each 15 minutes; neuromuscular reeducation of movement, balance, coordination, kinesthetic sense, posture, and/or proprioception for sitting and/or standing act 15 $113 $30 $293
99282 LEVEL II EMERGENCY EXAM 15 $130 $51 $305
25600 HC CL TX COLLES FX W/O MNP 15 $169 $87 $275
20610 HC ASPIR/INJ JOINT MAJOR 14 $116 $29 $296
12011 RPR F/E/E/N/L/M 2.5 CM/< 14 $179 $44 $308
12001 SIMP RP SCALPNECKAXILLAETRU 14 $172 $44 $308
20611 HC DRAIN/INJ JOINT/BURSA W/US MAJOR 14 $135 $48 $296

Hospitals with United Rates

Hospitals where we have negotiated rate data for United

Hospital State Rates Procedures Avg Rate Range
St. Luke's Sugar Land Hospital TX 192 57 $140 $5 - $320
CHI St. Luke's Health Brazosport TX 185 56 $144 $2 - $318
CHI Saint Joseph Health - Saint Joseph Mount Sterling KY 123 55 $154 $8 - $310
HCA HOUSTON HEALTHCARE TOMBALL TX 89 43 $144 $3 - $293
CHI Memorial Hospital - Chattanooga TN 88 58 $164 $2 - $315
HCA HOUSTON HEALTHCARE MEDICAL CENTER TX 88 45 $139 $3 - $293
HCA HOUSTON HEALTHCARE CLEAR LAKE TX 84 46 $141 $3 - $324
HCA HEALTHONE AURORA CO 64 30 $119 $3 - $305
HCA HEALTHONE PRESBYTERIAN ST LUKES CO 51 30 $143 $3 - $305
CHI Memorial Hospital - Georgia GA 36 18 $242 $3 - $306

About This Data

These rates are from hospital Machine-Readable Files (MRFs) required by the CMS Hospital Price Transparency Rule. They reflect specific hospital-payer contracts and may not represent your actual cost, which depends on your specific plan, deductible, copay, coinsurance, and network status. Data sources include CommonSpirit Health, HCA Healthcare, and Kaiser Permanente filings.

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